Retirement Plan
Retire with Confidence – Your Golden Years, Worry-Free
You’ve worked hard your whole life—now it’s time to enjoy a peaceful and financially secure retirement. Our Retirement Plan helps you build a steady income for your post-retirement life so you can maintain your lifestyle, cover medical needs, and achieve your dreams without financial stress.
Why Choose Our Retirement Plan?
- Guaranteed Pension/Annuity – Regular income for life
- Build Retirement Corpus – Through systematic savings
- Life Cover Option – Protect your loved ones while you save
- Tax Benefits – Under Sections 80C and 10(10A)
- Pension Options – Immediate or Deferred
- Post-Retirement Flexibility – Monthly, quarterly, or yearly payouts
Frequently Asked Questions
Thinking about retirement? These FAQs answer common questions about our Retirement Plans, including savings options, pension benefits, and how the plan ensures financial security in your golden years. Find the guidance you need to plan confidently. For more details, feel free to contact us.
What is a Retirement Plan?
It’s a long-term financial plan designed to help you accumulate savings for your retirement and receive a regular pension after retirement.
What is the difference between immediate and deferred annuity?
Immediate annuity starts paying income right after investing a lump sum. Deferred annuity allows you to save first and receive pension later.
Can I withdraw money before retirement?
Partial withdrawal may be allowed in some plans, but retirement plans are primarily meant for long-term savings.
Is my pension taxable?
Yes, pension income is taxable, but you get tax benefits on premiums under Section 80C, and some commuted pension is tax-free under 10(10A).
What happens in case of the policyholder’s death?
Depending on the plan, your nominee will receive the death benefit or remaining pension amount.
Our Expert Suggestions
- Start Saving Early – More time = bigger retirement corpus
- Choose Deferred Pension if You're Young – Allows corpus to grow
- Add Spouse to Plan – With Joint Life Annuity
- Plan for Medical Expenses – As part of your post-retirement needs
- Diversify – Use retirement plans alongside other savings
Enjoy Life After Work – Plan Today for a Better Tomorrow
Don’t depend solely on your job or children for post-retirement needs. Secure your independence with a Retirement Plan that works for you.
📞 Speak with our advisor or 🧾 Get a customized retirement quote now!